The first halal credit
card built for Muslims
in the U.S.

Criterion is the world’s first financial platform built for Muslims. We offer modern financial tools, starting with the Criterion Card, that are fully aligned with Islamic values: 0 interest, 0 hidden fees, and no unethical or haram partnerships. Our mission is to create financial fairness for the Ummah and make halal finance accessible to everyone.

No, Criterion is not a traditional bank. We’re a financial platform that partners with regulated institutions to provide Shariah-compliant financial products. We focus on transparency, and user experience, while partner banks handle the technical banking infrastructure.

Absolutely not. Criterion will never charge or pay interest (riba). Our entire model is built around halal profit-sharing, service fees, and transparent rewards — not interest-based lending.

Criterion earns through halal means such as a subscription model, merchant partnerships with halal businesses, referral programs, and ethical collaborations — all designed to remain fully Shariah-compliant.

Our cashback and rewards come from merchant-funded partnerships, not interest. Halal businesses pay Criterion a fee for connecting them with customers, and we share that reward back with users. You're being rewarded for participating in a halal ecosystem, not borrowing money.

Criterion is advised and reviewed by qualified Islamic finance scholars and experts. Every product undergoes a Shariah audit before public release to ensure full compliance.

Most existing 'Islamic' cards are traditional credit or debit cards with small adjustments. The Criterion Card is designed from the ground up with Islamic values — no interest, no hidden fees, and rewards tailored to halal spending.

The Criterion Score is an upcoming faith-based financial trust system. It's not a credit score, but a trust score that rewards users for halal spending and responsible financial behavior. More details will be shared closer to launch.

Yes. Criterion uses bank-grade encryption, advanced security standards, and verified partnerships. Your data is protected and never sold to third parties.

Criterion is built for Muslims but open to anyone who wants ethical, transparent, riba-free financial tools.

Criterion is launching first in North America (USA) with plans to expand internationally to serve Muslims worldwide.

Simply join the waitlist on our website. You’ll receive updates, early access invitations, and exclusive opportunities as Criterion rolls out.

Criterion aims to build a complete halal financial ecosystem including banking, investing, business funding, and community tools — all rooted in Shariah-compliant ethics.

You’ll receive a confirmation email and be notified early when Criterion launches. Waitlist members also get previews, rewards, and exclusive content.

Criterion is backed by the Al Furqaan Foundation endowment and built in partnership with FikraLabs, the venture studio developing the platform’s technology and digital experience. Together, they bring spiritual trust and modern innovation to build a global halal financial ecosystem.